Personal
Avana Bank offers services for your personal needs
Personal Checking
Regular Checking Requirements:
Minimum balance to open – $50.00
Benefits:
No monthly service charge when daily balance is above $1,500.00
If daily balance falls below $1,500.00 service charge of $5.00 plus $0.10 per check.
Monthly statement with imaged cancelled checks. (Statements can also be delivered via online banking if requested.)
ATM/Visa debit card upon approval.
Free Online and Mobile Banking with Bill Pay
There is no monthly service charge for senior citizens 65+ or full-time students.
Avana Advantage Checking Requirements:
Minimum balance to open – $50.00
Benefits:
No minimum balance
Free Mobile and Online Banking with Bill Pay
Personalized standard checks at no additional charge. (Some restrictions may apply)
Cashiers checks at no issue fee
Free Visa debit card upon approval
$10,000.00 Accident Death & Dismemberment insurance
$50,000.00 Common Carrier insurance
Traveler Assistance Benefits
Identity Theft 911
Living Family Journal
Vision Care Savings
Savings Made Easy Shopping Network
Travel Benefits
Online shopping discounts
Grocery Coupons
Entertainment Discounts
Hotel & Motel Discounts
Travel Savings
Prescription Drug Discounts
LifeLock is available as an optional benefit at a discounted price
Cost:
The $10.00 option provides AD&D insurance of $10,000.00. The $12.00 option provides additional coverage to $40,000.00.
Seniors Avana Advantage Checking members receive a 50% discount on applicable service charges to $5.00 or $6.00, depending on the insurance option chosen.
NOW Account Requirements:
Minimum balance to open – $500.00
No monthly service charge when daily balance is above $1,500.00
If daily balance falls below $1,500.00, service charge of $15.00
Interest is compounded and credited monthly
Monthly statement with imaged cancelled checks. (Statements can also be delivered via online banking if requested)
ATM/Visa debit card upon approval.
Free Mobile and Online Banking with Bill Pay
Consumer Savings
Requirements:
Minimum balance to open – $50.00
Benefits:
This is an interest bearing account
Cost:
Monthly service charge of $3.00 if balance falls below $50.00
Youth Accounts
Requirements:
Minimum balance to open – $50.00
Benefits:
No monthly service charge full time students.
Monthly statements with imaged cancelled checks. (Statements can also be delivered via online banking if requested.)
ATM/Visa debit card upon approval.
Free Mobile and Online Banking with Bill Pay
Personal Loans
Avana Bank offers a full line of personal loans that can be customized to fit your needs, whether you are financing a new or used car or truck. Our staff is friendly and knowledgeable. We offer competitive rates, negotiable terms and auto draft.
To apply please visit one of our locations.
Additional Services
Online Banking
Avana Bank’s Online Banking provides an easy and convenient way to safely manage your personal accounts while living your life on the go. With simple-to-use navigation, and access to our online features and services, you can do your banking anytime, anywhere helping you save time and money.
Free service to Avana Bank account holders
Bill Pay service & Remote Deposit Capture functions
Provides security and protection using the industry’s highest security standards
View detailed real-time account information
Search transaction history
Make one-time or reoccurring funds transfers between your accounts
Send secure emails to Avana Bank
View and download eStatements and check images
Download account information into personal financial management solutions
Access your accounts 24/7/365 from any computer or mobile device with internet
Debit Card
We offer our customers the convenience of the Visa Debit Card. This card can be used like a check anywhere in the world that Visa is accepted. It can also be used as an ATM card at thousands of locations. If your debit card has been lost or stolen please contact your local branch. If your debit card has been lost or stolen outside of normal business hours, please call 866-842-5208.
Telephone Banking 24-7
24-Hour Banking Convenience
Easy Transfers between Checking & Savings
Banking made easy from any touch tone telephone
Call us at (866) 234-2115 and do your banking at any time or place (Long distance charges may apply)
Safe Deposit Boxes
Avana Bank provides the following Electronic Funds Transfers:
Direct Deposits
Preauthorized Withdrawals
Stop Payments
Telephone Banking
Mobile and Online Banking with Bill Pay
ATM Transactions
Note Payment Drafts
Wire Transfers
Cashier’s Checks
Fax Services
Notary
ATM Services
The customer may make arrangements to have certain direct deposits accepted into their checking account or savings account. The customer may make arrangements to have certain recurring bills paid from their checking account. The customer has the right to stop payments on their account. Avana Bank charges $15.00 for each stop payment request.